Online Banking System in PHP and MYSQL database

About the online banking system in PHP

The online banking system in PHP is a system which can be used to create an online banking website. This online banking system has so many features a normal bank system should have and even more.

This system focuses more on making financial transactions like deposing, withdrawals and making of transfers to other accounts registered on the platform. This system has a lot of features which can be done by the admin or staff when they login.

Admin Panel

The admin is the system administrator who manages all the system/ platform transaction, settings, users, staffs, and all other things. The administrator has full control of the whole system. The admin can see a full analytics of the whole website transaction, number of users, staffs, number of accounts, deposit and withdrawal, etc from their dashboard. The admin can update his/her account info or update the password. The administrator is the only one who can add staffs to the system. The admin adds staff by filling the form for adding the staff. The form to be filled includes the staff basic details and a password for the staff to manage clients from his staff panel. He also manages the other created staffs; the admin can edit or delete a staff.

The admin also manages the clients just like the administrator does for the staff. He can add, edit or delete a client.

The admin can add different account types just like we have in physical banks like the savings or current account. The administrator can edit or delete the already created account type. The admin can also create a personal account by fill a form.

The admin can manage the finances of the system; He can deposit any amount into any client account created on the platform. The admin can also withdraw from any account or transfer any amount from one account to the other by providing the account details. The admin sees all transaction made on the system from the transaction history.

The admin can also see all deposits in one place, the withdrawals on its own. They can be printed out In a PDF format or other formats provided.

The Application name can be updated only by the admin from the settings.

Staff Panel

Just like the admin the staff has its own dashboard which shows all transaction analytics, number of clients, and other finance reports.

The staff can only login using the details created by the admin for that particular staff. The staff can manage the clients and transactions done on the platform only. They can update clients’ details, delete clients.  The staff can also see the transaction history; they can also print the deposit, withdrawal or transfer history just like the admin does.

The staff can deposit into any account or withdraw from any account. They can also make transfers from one account to the other or roll back wrong transactions. The staff can also make balance enquiry on any single account created on the system with every single transaction made on the account; this page can be printed using the print button.

Clients Panel

Before any client/ user can access the client page, they must have registered, then login using detail they provided during registration. On the clients dashboard they can see all the transaction analytics of transaction they have done on a chart representation.

The client can update their personal info on the account. Each client can have multiple accounts. They can open an account from the account section by filling the account opening form which includes the account name and account type.

Clients can deposit and withdraw money from their account. They can also do transfer from their account to another user account. They can also see the balance on each of the account the client owns.

They can see their transaction history and print them.

The Login portal link for each of the user levels are displayed on the home page.  This system is responsive which means it can be accessed on all device sizes and the web application will fit it perfectly.

This Web Application is written in PHP Language and Uses MySQL Database.

Features of the online banking system in PHP

Registration system

Login and Logout system

Admin panel

Staff panel

Client panel

Deposit Amount

Withdraw Amount

Transfer amount

Check account balance

Print account statement

Platform settings

Notification system

Reports on each account

Add staffs

Manage staffs

Add clients

Manage registered clients

Multiple accounts by users

Transaction history

Almost all servers already have them installed.

PHP 5, 7, 8

MYSQL Database

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